Have you ever heard the phrase “take care of the pennies and the dollars will take care of themselves?” Those who worry about the little things like a restaurant bill being correct or bank chequing fees are generally on the right track financially. This would be a bottom up way of looking at finances. While many of us are good at this bottom up approach, we might be lacking the top down perspective. ...
To get started, Jeremy over at Modest Money has kicked off a blog contest for the top Canadian finance blogs of 2013. As loyal readers of She Thinks I’m Cheap, I encourage you to please vote for me! These types of contests go a long way to raising the profile of new blogs such as this one. You get 5 votes so you can spread the love around to some of the other Canadian bloggers as well!
There have ...
The consumer technology upgrade cycle is relentless and potentially very costly. Apple comes out with new models of their iPhone and iPad on a yearly basis and the likes of Samsung and Nokia are the same. While the cycle may seem faster given the popularity of Apple products, this phenomenon has been around for a long time.
We need a new laptop. It’s been 4 years or so since I got my current HP and ...
Investing in real estate, stocks, bonds or other securities is a popular topic on She Thinks I’m Cheap and many other financial blogs. In this post I’d like to take a bit of a detour and discuss investing in some very different areas. One’s time, skills and health are three critical areas that shouldn’t be forgotten when creating a personal budget and allocating resources. After ...
It’s been a few weeks since I presented the first set of stats from the career break survey I conducted in December 2012. For those who missed it, you can find the results here.
Conducting the survey was a great exercise and it really helped me to understand how people view career breaks. To get started, here’s how long people would like to take a break for.
Career break length
A full third of ...
We are now a month into 2013 and stock markets are off to a great start. There have been all sorts of articles recently about stock markets and investor confidence slowly improving for various reasons but they all seem to rehash the same ideas. Europe is on the mend, Greece isn’t going to explode, etc. So when I came across this article over at Bloomberg the other day, I took notice. Let’s ...
RRSP season is here again and the banks are stepping up their marketing campaigns to encourage you to contribute.
Just to be clear, saving for retirement is of vital importance for everyone who wants to maintain a comfortable lifestyle as the years wind on. While contributing to an RRSP is a great thing to do, many members of the younger generation don’t take into consideration 2 very key issues, ...
We’re now on the 4th installment of this series, I hope you are enjoying it so far!
This next post will cover how to save the many thousands of dollars you’ll need for your career break adventure. To get the conversation started, here is a table that will simplify the discussion.
After a little break over the holidays I have started to put together the stats on the recent survey I conducted on the topic of career breaks. The survey was a great success and I am excited to bring some new research forward to help people realize their dream of taking time off to pursue their personal goals.
Let’s get started with some basics.
Is it strange that I was excited for the end of 2012 so that I could crunch the numbers on our investment performance?! Last year had a lot of ups and downs with the European debt crisis, US election, fiscal cliff and softening Canadian housing market.
There are some people, my wife included, who like to park their money somewhere safe and forget about it. I however, like to be intimately involved ...
Happy new year and welcome to 2013! I hope everyone is rested and content after the holidays. A new year brings new ideas, opportunities and challenges!
I don’t know about you, but I really enjoy the articles and TV shows that recap the events of the year. By the time we get to November or December, we forget what happened at the beginning of the year! Do yourself a favor and reflect back on your ...